Argyll and Bute CAB launch debt campaign

The CAB office in Lochgilphead

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Argyll and Bute Citizens Advice Bureau (CAB) has launched a new campaign aimed at helping people who are struggling with debts.

The number of people seeking debt help from CAB has increased significantly, with energy debts accounting for more than a third of the debt cases seen.

A steep rise in the cost of living has created a perfect storm for many households, with many people finding it impossible to make ends meet without taking out loans. Others have found they are unable to repay existing debts.

As a result, Argyll and Bute CAB is getting behind the national Citizens Advice campaign: Debt Happens. You’re Not Alone.

The month-long campaign aims to persuade people to seek expert debt advice from the CAB.

Launching the campaign, Argyll and Bute CAB manager Jen Broadhurst said: ‘The combination of rising energy bills, increases in housing costs and the weekly food shop going up, means many people are finding they can’t juggle those increases and keep on top of debts.

‘Our campaign is about reaching out to those people, telling them they’re not alone and that support is available.

‘Debt is a horrible situation to be in. It can hit your mental health and relationships as well as your finances. We understand it can be hard to seek help, but debt is nothing to be ashamed of. It happens. Our advisers are not judgemental or critical. We just want to help. It’s what we do every day.

‘If you contact us, you get our expert advice, which is sympathetic, confidential, independent and effective. We can talk to your creditors to give you more time, reduce repayments or even seek to write off some of your debt. We’ll also look at ways to boost your income and try to cut the costs of daily living.

‘Our advice is free and our message to people is you should never have to pay to receive debt advice. Charities like Citizens Advice are here to help with debt or money worries and will never charge you for that help.

‘Don’t suffer in silence – come and talk to us. We’re ready to help you.’

Argyll and Bute Citizens Advice Bureau is based at 18 Argyll Street, Lochgilphead, PA31 8NE. Call 01546 605550 or email to speak to one of its helpful advisers. Face-to-face appointments can be discussed and mutually agreed.

Information is also available online. Visit