Motors seized as police get tough on insurance dodgers

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No insurance equals no car says Police Scotland.

Across Argyll in the last week three vehicles have been seized after four instances of cars on the road having no insurance cover.

On Friday at Muasdale two vehicles were seized after officers were called to a road traffic collision involving one vehicle towing another. There were no injuries but checks revealed there was allegedly no insurance or MOT in force for the towing vehicle or for one being towed. The driver, a 41-year-old man, was charged with the offences.

On Thursday afternoon, on the A819 near Inveraray, a van was stopped by police for a routine check which showed that there was allegedly no insurance in force for the vehicle and the driver, a man aged 22, was charged with the offence and the vehicle was seized.

The day before on Mull, on the B8035 near Gruline, a van was stopped by police for a routine check, which again showed that there was allegedly no insurance in force for the vehicle and the driver, a 42-year-old man, was charged with the offence. In each of these cases a report will be submitted to the procurator fiscal.

According to the law a minimum of third party insurance is required for driving on public roads, which will cover drivers if they are involved in a road accident that causes injuries to others or damage to their property.

Beyond third party cover you can choose to add protection against fire and theft, or opt for comprehensive insurance, which includes cover for damage to your own vehicle.

If a driver is stopped and asked to present their documents, they have seven days to provide the police with an up-to-date insurance certificate. It has to be valid at the time you were stopped – drivers cannot buy insurance during that seven-day period.

The police also have the power to seize the vehicle, even if it does not belong to you.